Clean EMI is a private facilitation service that prepares and forwards loan applications to Punjab & Sind Bank and 11 other Public Sector Undertaking (PSU) banks. Our team checks your CIBIL score and documents before your file reaches a Punjab & Sind Bank branch, so you visit only once the paperwork is in order. Punjab & Sind Bank alone reviews, sanctions and disburses any loan — Clean EMI does not sanction loans and is not affiliated with, operated by, or endorsed by the Government of India or Punjab & Sind Bank.
Punjab & Sind Bank is one of the 12 PSU banks on this portal, and is empanelled for every loan category listed below. A CIBIL score of 700 or above is required across all of them.
Fill the eligibility form and choose Punjab & Sind Bank as your preferred bank. We run a CIBIL check and verify your documents.
Once your file is complete, we forward it to a Punjab & Sind Bank branch matched to your loan category and location.
You visit the branch for final verification; Punjab & Sind Bank independently reviews, sanctions and disburses the loan.
Punjab & Sind Bank branch verification typically asks for the same core documents as any PSU home/LAP loan — PAN, Aadhaar, address proof, income proof and bank statements — plus property or business documents specific to the loan type.
Yes. Punjab & Sind Bank is one of the 12 PSU banks this portal routes applications to, subject to eligibility and document verification.
A CIBIL score of 700 or above is required to proceed with an application, across every PSU bank on this portal, including Punjab & Sind Bank.
Fill the eligibility form, choose Punjab & Sind Bank as your preferred bank, and our team verifies your documents before forwarding your file to the nearest branch.
No. Clean EMI is a private, independent loan facilitation service. It is not a bank, not a government body, and not affiliated with Punjab & Sind Bank. Loans are sanctioned and disbursed solely by Punjab & Sind Bank.
Fill the eligibility form; we check your CIBIL and documents.
We identify the right PSU bank and scheme for your profile.
You visit once; the bank reviews, sanctions and disburses.
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