A new car or commercial vehicle loan routed through Clean EMI is prepared and forwarded to a Public Sector Undertaking (PSU) bank branch to finance the purchase of a new car, or a new commercial vehicle for business use. This portal covers new-vehicle financing only — it does not facilitate used or pre-owned vehicle loans. Clean EMI is a private facilitation service; the interest rate, tenure and final sanction are decided solely by the PSU bank, based on the dealer quotation, your income and your CIBIL score.
State Bank of India, Punjab National Bank, Bank of Baroda, Canara Bank, Union Bank of India, Bank of India, Indian Bank, Central Bank of India, Indian Overseas Bank, UCO Bank, Bank of Maharashtra, Punjab & Sind Bank. Interest rates, fees and final approval are decided by the lending bank.
Fill the eligibility form with your PAN, Aadhaar number, loan requirement and city.
We check your CIBIL score. A score of 700 or above is required to proceed further.
Our team checks your papers and flags anything missing.
We identify the PSU bank and scheme suited to your profile.
You visit the nearest branch for verification; the bank sanctions and disburses.
No. This portal facilitates loans for new vehicles only — new cars and new commercial vehicles purchased from an authorised dealer.
The minimum is ₹10 lakh, subject to the lending PSU bank’s own policy and your eligibility.
Yes. Business owners and self-employed applicants can apply for a new commercial vehicle loan, with income verified through ITR and bank statements.
A CIBIL score of 700 or above is required to proceed with a vehicle loan application through this portal.
All 12 empanelled PSU banks on this portal offer new vehicle loans, subject to eligibility and the specific scheme available at the time.
No fee is charged to applicants by Clean EMI. The lending bank may charge its own processing fee as per its published schedule.
Fill the eligibility form; we check your CIBIL and documents.
We identify the right PSU bank and scheme for your profile.
You visit once; the bank reviews, sanctions and disburses.
Have questions about Vehicle Loan?
Get Best Loan with
Lowest Possible EMI
Don't Miss the Chance to Save on your next Home, LAP or Vehicle loan.